April 2017 ($-3,730)
Last month I said my budget went down like a bomb. This month is was more like the Titanic or MOAB or what happens when a two year old doesn’t get his way (i.e. total disaster).
Our net worth went down this month for the first time since starting this experiment, and it went down a lot. -$3,730. What can I say; I believe in go big or go home.
First I blame my parents. But it’s also my fur babies fault, and a bit of business investing.
-$2000 Blaming my parents… when I haven’t lived at home in a decade.
My mom loved to run around the house when mad saying “oh yes everything is my fault because I’m the mom”.
Well this month my net worth went down because my savings was drained. And it was in a way, totally my mom’s fault.
I had $2,000 worth of dental work done. Ok I’ll admit that it was my fault a bit. But the way I see it dental health was never a priority growing up, and now I’m paying for it. If only my mom would have stood over me at the sink each night until I was 15 or so.
The past is the past and now I have a new crown and a few fillings. I’m glad I’ve finally taken responsibility of my dental issues and fixed them. But that was costly!
My dog ate my emergency fund, the other adventure.
If you follow me on Instagram, you may have seen the post about my poor fur baby.
Almost two weeks ago Fern had a seizure in the middle of the night. We called the vet and had all sorts of test and blood work done. Sadly its genetic so it will happen again.
Fern is my fur baby and I will do anything for her, I’m just so glad we had an emergency fund that could afford the testing right away. But that also cut into our savings deeply.
But could you be mad at this face?
Growing my business cost money.
The last thing that ate into the fund was plans to go to a convention in September. This month I bought both the convention ticket and plane ticket.
Money, money, money. All going out the door.
So where is the net worth now?
Over all everything but the savings accounts went in the direction I wanted them to.
Student loans went down, and IRA’s went up. But with the overall direction of our net worth going down from savings bleeding. The bright side of all this is that the expenses of my teeth and the business trip will not come up again for a long time (if ever). My pup Fern will always be taken care of, and with a pet who knows when the next emergency will be! Good thing I have an emergency fund.
Start your journey to wealth!
with the emergency fund worksheet. This worksheet will walk you thought just how much of an emgerency fund your military family needs.