Some times you just have to ask “what are the odds?!?!?!” Yesterday on my way to work I hit a patch of ice when coming around a bend in the road. I spun and slid and thought to myself “at least I’m not going
over the cliff” and BAM hit the rock wall there. I turned off the car. Felt my body all over (air bags didn’t deploy) called 911 and my Hubs.
This is (was?) my first crash. I’m very shook up but 100% fine physically. So I know there is a blessing there. Also we have a nice emergency fund in place. While waiting for the tow truck and Hubs was on the phone with insurance I was able to go on my credit union app and move over $500 to checking to cover the cost of the tow that would be reimbursed later.
It was kind of nice to not have any worries financially. Just a few years ago a car being out of commission would have been almost the end of the world to us. We had very little savings, living pay check to pay check, the cost of the $150 tow would have been a stress. Now it seems like we have nothing but options.
Sadly it looks like this Subaru is going to be totaled out, Hub said it looks like the frame is bent. Bluebook is around $3,000 and we have a $1,000 deductible. We will never be able to get a Subaru of this quality for $3,000 in Alaska, same years and mileage are going to $5,500 in Anchorage. So one month into our building of net worth…. we have hit our first hurdle. UGH. What are the odds?!?!
We aren’t sure really what is going to happen, it may get fixed, it may be totaled (and if it is who knows what it will be worth). But we are fairly sure this is going to put us back a month or so on our student loan payoff schedule.
c’est la vie
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